Eleanor C. Naiman 25 Hooks Lane, Suite 202, Baltimore, Maryland 21208Notice of Appointment Notice to Creditors Notice to Unknown Heirs to all Persons Interested in theEstate of (46049) Catherine M. Koch aka: Catherine Marie KochNotice is given that CHRISTINE M. RATYCH, 3712 Halter Road, Westminster, MD 21158, DEBORAH A. MONK, 734 Beechfield Avenue, Baltimore, Maryland 21229, were on December 2, 2025, appointed personal representative(s) of the estate of Catherine M. Koch aka: Catherine Marie Koch who died on September 21, 2025, with a will. Further information can be obtained by reviewing the estate file in the office of the Register of Wills or by contacting the personal representative or the attorney. All interested persons or unpaid claimants having any objection to the appointment of the personal representative shall file their objection with the Register of Wills on or before the 2nd day of June, 2026. All persons having any objection to the probate of the will of the decedent shall file their objections with the Register of Wills on or before the 2nd day of June, 2026. Any person having a claim against the decedent must present the claim to the undersigned personal representative or file it with the Register of Wills with a copy to the undersigned on or before the earlier of the following dates: (1) Six months from the date of the decedent's death; or (2) Two months after the personal representative mails or otherwise delivers to the creditor a copy of this published notice or other written notice, notifying the creditor that the claim will be barred unless the creditor presents the claims within two months from the mailing or other delivery of the notice. A claim not presented or filed on or before that date, or any extension provided by law, is unenforceable thereafter. Claim forms may be obtained from the Register of Wills.CHRISTINE M. RATYCH, Personal Representative(s). True Test-Copy: PAUL G. ZIMMERMANN, Register of Wills for Carroll County, 55 North Court Street, Room 124, Westminster, Maryland 21157-5162.d9,16,23 4117646